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CORPORATE| 10.01.2022

MAPFRE and Tractable join forces to apply AI to auto claim adjustment in Brazil

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MAPFRE, largest Spanish multinational insurance group in the world, and Tractable, which has developed a market-leading AI-based technology solution to accelerate repair processes after accidents and disasters, are collaborating to help MAPFRE customers get their vehicle damage assessed more efficiently with the help of AI.

Any accident involving a vehicle, no matter how slight, is a hassle for everyone involved. A rapid response from the insurer that cuts vehicle repair or claim settlement times can translate into a radical transformation in the overall customer experience.

MAPFRE will now apply Tractable’s AI solution to its automobile claims, with the goal of helping its customers get their vehicles back on the road as soon as possible. The solution, which will first be applied at MAPFRE’s operations in Brazil, will cut repair times by as much as two weeks.

As part of the collaboration, MAPFRE and Tractable have deployed a unique AI model that uses photographs, taken on a customer’s mobile phone, to carry out an end-to-end, automated appraisal on car claims with low-value damages.

After automatically reviewing the images, the system identifies the damaged areas and the severity of the damage, and subsequently determines the extent of vehicle repair that is required, which can range from touching up the paint to repairing or replacing certain parts. In addition, Tractable’s technology features real-time pricing of the appraisal and the ability to route work orders directly to repair shops.

The initiative will also facilitate improvements in operational efficiency by triggering requests for parts from suppliers more quickly, cutting down overall claim settlement times. The work of claims assessors will also benefit, freeing them up to focus their efforts and experience on more complex cases, boosting the value they add to the client.

In rolling out this project, MAPFRE has partnered with Tractable, a world leader in deploying AI in the financial services and insurance sectors. Specialists from both companies in advanced analytics, technology, operations and innovation are working side by side on the project, together with engineers from CESVIMAP (MAPFRE’s R&D center) and appraisal experts.

“Within the framework of the MAPFRE Open Innovation strategy, we’ve been experimenting with different AI solutions to significantly enhance customer experience and improve our operational efficiency. The Automobile business line is core to the Brazilian operation, so starting out on this alliance with Tractable, in pioneering fashion, is very important for us,” says Roberto De Antoni, Chief Operating Officer at MAPFRE Brazil.

The project, which may be scalable in the future to other countries and processes, contributes to MAPFRE’s objective of leading a transformation that involves improving customer experience in current services and products, and developing new services and products that add value to the increasingly personalized demands of policyholders and take service quality to the next level, with everything revolving around the trust-based client relationship.

“MAPFRE has a worldwide presence and this innovative global partnership will lead to its customers receiving an even better experience through the power of our AI. Our collaboration has the potential to be a step change not only for the Brazilian market, but also further beyond, bringing real AI technology to where it can make an immediate difference – by accelerating response directly after an accident,” says Ahmed Hameed, VP Strategic Accounts, Tractable.

Tractable’s AI uses deep learning for computer vision, in addition to machine learning techniques. The AI is trained with many millions of photographs of vehicle damage, and the algorithms learn from experience by analyzing a wide variety of different examples. Tractable’s technology can be applied globally to any vehicle.

The AI enables insurers to assess car damage, shares recommended repair operations, and guides the claims management process to ensure these are processed and settled as quickly as possible.


MAPFRE is a global insurance company with a worldwide presence. It is the benchmark insurer in the Spanish market and the largest Spanish multinational insurance group in the world. The number one Non-Life insurance group in Latin America and the sixth in Europe by Non-Life premium volume. MAPFRE employs almost 34,000 professionals and in 2020, the company’s revenues totaled almost 25.5 billion euros.
Contact: Marina Calvo, Corporate Communication, M.: + 34 636 21 33 11.

About Tractable

Tractable develops artificial intelligence systems for accident and disaster recovery. Its AI solutions process over $2B a year in vehicle repairs and purchases, and have been deployed by over 25 of the global top 100 insurers across Europe, North America and Asia, helping millions of households recover from accidents faster.
Contact: Norval Scott, Global Head of Communications and PR, M: + 44 7498 188002, E: