Shared rent, a trip with friends, an installment purchase… Financial decisions arrive sooner than they seem, and often without an instruction manual. Having financial education from an early age provides security, autonomy, and the freedom to make decisions with less fear and more sound judgment.

In a world where globalization, the digitalization of payments, and the rise of fintech platforms are advancing at a rapid pace, financial literacy becomes a key skill so that young people can also manage their resources effectively.

Key pillar

Financial education is fundamental not only for individual economic well-being, but also for the progress and stability of societies. Understanding how to manage a budget or how to assess financial risk is today just as important as any other basic skill. In this context, the 2022 PISA Report on financial skills, prepared by the OECD, states: 1) 18% of students do not reach the basic level of financial literacy, which means they are unable to apply their knowledge to real situations that involve making daily economic decisions. 2) Students with high financial literacy performance are 72% more likely to save money and 50% more likely to compare prices before making a purchase compared to those with low performance.

Making financial education more accessible

At Mapfre, we are convinced that facilitating access to financial literacy is a social responsibility. That is why, through our content network – which includes articles, podcasts, social media materials, educational guides, and training initiatives for young people – we promote a culture of saving, planning, and informed decision-making. The Mapfre Strategic Plan 2024-2026 reflects this commitment, highlighting financial education as one of the priority lines of action to contribute to a more informed, secure, and inclusive society.

This global approach aligns with international standards and with the Sustainable Development Goals, especially those linked to quality education and to reducing inequalities.

Today’s young people face a changing world, full of new tools but also unknown risks. The digitalization of payments, instant access to credit, and new forms of investment make financial decisions increasingly fast-paced and, at the same time, more complex. At Mapfre, we want to be part of that support system, turning economics into a field that is accessible, understandable, and, above all, manageable.