The Spanish insurance market in 2018

This report aims to provide a perspective on the performance of the Spanish insurance industry in 2018, looking at its structure and concentration, as well as provide a review of the performance of the most relevant lines of business. Additionally, the report shows the main structural trends of the Spanish insurance market, which includes behavior of insurance penetration, density and depth over the course of the last decade, and gives an updated estimate of the Insurance Protection Gap. Finally, the study offers information regarding the behavior of solvency capital requirements, own funds and ratios, for a representative selection of insurance entities in this market.