MAPFRE
Madrid 3,398 EUR 0,02 (0,71 %)
Madrid 3,398 EUR 0,02 (0,71 %)

INSURANCE | 06.02.2025

Get to know your policies in depth: did you know they offer much more than just protection?

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When taking out a policy, we tend to focus on the coverage it offers and how our property or personal risks are protected. But the truth is, our policy can offer us much more than we might think. Additional services have become a key differentiator, as they can support us in times of need and make life easier. Read on to see the full potential of a good insurance policy.

For insurance companies, the best way to stand out from the competition has long been to make the customer feel truly comfortable and valued.  Good coverage can make a difference, but if there’s something that tips the balance in favor of one company over another, it’s the additional services included with their policies, sometimes unnoticed or unknown.  

With a good policy, we can get much more than just protection for our belongings. It can also mean getting extra help with a small home repair, support for our personal well-being, or assistance handling car-related paperwork. Take note of the following examples! 

At home 

Our home is our refuge, and it’s worth making sure it’s properly insured. Most policies include some standard coverages, such as third-party liability, theft, fire, water or electrical damage, broken glass, and even protection for specially valued items. But many of the other services your home insurance can offer are less well known. 

Did you know that many multirisk home policies include handyman services for small jobs around the house, like hanging a picture or installing a light fixture? Your insurance can also be a real lifesaver if you forget, lose, or have your house keys stolen, by providing a professional to unlock your door or replace the lock. 

Some policies now even include coverage for appliance repairs, robberies outside the home, mobile phone theft, fraudulent use of your credit card, or third-party liability for your pet. Other increasingly common benefits include digital footprint erasure, legal assistance, and tutoring support for children. You’ll definitely appreciate these services if you ever need them. 

For your health 

The same applies in the world of health insurance. The most common coverages include medical care, access to diagnostic tests, medical specialists, surgical procedures, hospitalization, and emergency services. But there’s often much more available to you. Take note! 

Personalized prevention and wellness plans, medical check-ups, assisted reproduction, and nutritional advice and guidance are becoming increasingly common in these policies.  

Don’t overlook exclusive offers for insured parties, such as discounts on cosmetic treatments, refractive surgery if you're thinking of ditching your glasses, or the preservation of umbilical cord stem cells. While the full cost may not be covered, you can benefit from special pricing. And finally, it’s worth noting that these insurance plans usually include healthcare assistance abroad. If you’re planning to travel, find out what is available. 

With your vehicle 

If you already have car insurance, you’ll know there are different types depending on the level of coverage. In all cases, third-party liability coverage is essential. It’s actually mandatory to drive because it covers damages you may cause to other people or property.  

All-risk car insurance, the most complete type, often includes extras like handling paperwork to save you time when renewing your driver’s license. Other perks might include a replacement car loaned to you while yours is in the repair shop or legal services to contest a traffic ticket.  

Additional benefits can be sending a duplicate car key or spare parts, vehicle pickup and delivery for repairs, travel guarantees if your license is suspended, and more. Have you checked whether your insurance policy already includes some of these extras? 

In conclusion 

You’ve now seen the benefits of good insurance, beyond its coverages. The purpose of these additional services is to make the policyholder’s life more comfortable and worry-free, ensuring they feel cared for and valued. That’s why these benefits play a crucial role in enhancing the customer’s experience with their insurance company.  

MAPFRE includes services in its policies that increase the value of coverage in lines such as home, health, and auto insurance. These services are integrated into the policyholder’s daily life to improve their well-being and quickly and efficiently resolve real situations.

 

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