Notas: The Credit crisis and the future of regulation in financial services -- Deflation and inflation: consequences for insurance business and capital management -- Complance and consumers' rights: getting ready for increasing demands -- Insurance and protection funds: benefit or looming threat -- Uninsured risks-creating new markets -- Climate change and insurance -- Climate change and the insurance business: Japanese experiences and perspectives by Masao Seki -- The Geneva Associations' research project on climate change and its economic impact (The CC+I project): insurance industry and climate change, contribution to the global debate